Patrick DeRosa · Senior Loan Officer · NMLS #1464592
Cell 201-681-1581pderosa@infinitygmb.com
Patrick DeRosaSenior Loan Officer · NMLS #1464592
Row of modern rental townhomes along a palm-lined street in Southwest Florida at golden hour
Real estate investment financing

Financing built for investors, owners and buyers

I'm Patrick DeRosa, a Senior Loan Officer with Infinity Group Mortgage Brokers. I help real estate investors, self-employed borrowers and homebuyers compare loan options and find a financing path that fits the property and the plan.

Explore Loan Options Request a Consultation
Cell: 201-681-1581NMLS #1464592Infinity Group Mortgage Brokers · NMLS #2652270
Loan programs

Four ways to finance your next property

Whether you're adding a rental to your portfolio, documenting income from your own business, or buying a home, start with the program that matches how you earn and what you're buying.

Small multi-unit rental property with a well-kept lawn
Investors

Investment Property Loans

Financing for investors looking to purchase or refinance rental and investment properties.

Explore investment loans →
Rental income figures and a calculator on a desk beside house keys
Rental income

DSCR Loans

For eligible investors who may qualify based on the property's rental income rather than relying only on personal income documents.

Explore DSCR loans →
Self-employed business owner reviewing statements on a laptop in a bright office
Self-employed

Bank Statement Loans

For eligible self-employed borrowers who may benefit from using bank statements to document income.

Explore bank statement loans →
Single-family home with a front porch in a quiet neighborhood
Purchase & refinance

Conventional Loans

Traditional mortgage financing for eligible borrowers purchasing or refinancing residential properties.

Explore conventional loans →

All programs are subject to borrower and property eligibility, underwriting and applicable lender requirements.

Why work with Patrick

A loan officer who thinks like an investor

Investment properties don't always fit a standard mortgage checklist. Rental income, entity ownership, multiple properties and self-employment income all change which programs make sense. As a mortgage broker, Infinity Group Mortgage Brokers can look at options from more than one lender, so we can compare programs side by side instead of forcing your scenario into one box.

  • Investor-focusedDSCR, investment purchase and cash-out refinance options to help grow a portfolio.
  • Clear guidancePlain-language answers on documentation, timelines and what to expect.
  • Self-employed friendlyAlternative income documentation options for business owners.
  • Local presenceBased in Cape Coral, Florida, at 3618 Del Prado Blvd S.
Loan officer reviewing financing options with a client at a desk
How it works

From first call to closing table

  1. Talk through your scenarioTell me about the property, your goals and how you earn income. A quick call or the form is enough to start.
  2. Compare loan optionsWe review programs you may be eligible for and what each one would require from you.
  3. Apply and move to closingSubmit your application and documents securely, and I keep you updated through underwriting.
Get started

Ready to talk financing?

Call, email or send a short note about your property and goals. I'll get back to you personally to talk through your options.

Request a Consultation Apply Now

Patrick DeRosa

Title
Senior Loan Officer · NMLS #1464592
Company
Infinity Group Mortgage Brokers · NMLS #2652270
Office
3618 Del Prado Blvd S, Cape Coral, FL 33904
Fax
239-320-3141